PSD2 (Revised Payment Services Directive)
Related service Cybersecurity
DEFINITION
EU payment services directive. Forces banks to expose open APIs and requires strong customer authentication (SCA) on every payment. The backbone of open banking.
- Threat model→
A structured exercise that walks the system's actors, attack surface, risks, and controls. Day one of every DField project · before any code.
- Penetration test (pentest)→
Manual + tooled attack simulation that reveals what an attacker could achieve. We deliver findings as PRs in your repo, not an 80-page PDF.
- DevSecOps→
Security as a continuously-running CI step (SAST, DAST, SCA, IaC scan), not an annual project. Runs against every push; every sprint closes at least one security bug.
- MFA (Multi-factor auth)→
Two or more factors (TOTP, WebAuthn, biometric) beyond a password. Table-stakes in SaaS today · enterprise procurement disqualifies you without it.
- SOC 2→
A US audit framework for confidentiality, integrity, availability, and privacy controls. For SaaS, the Type II audit (6–12 months of observation) is the standard enterprise baseline.
- ISO 27001→
International standard for Information Security Management Systems (ISMS). Often preferred in Europe instead of or alongside SOC 2. 3-year certification cycle.
- 0122 Apr 2026Hungarian fintech regulatory calendar 2026 · what MNB, NAV, and NAIH actually require this year→
- 0222 Apr 2026Payment gateway integration in Hungary · SimplePay, Stripe, Barion, Revolut Business in 2026→
- 0320 Apr 2026KYC integration for Hungarian fintech · the 2026 practitioner's guide→
- 0420 Apr 2026NIS2 for SaaS: minimum checklist for 2026→
- 0505 Mar 2026GDPR + AI: training on user data in 2026 · what's allowed, what isn't→
- 0618 Feb 2026EU AI Act for SaaS: what you actually have to do in 2026→